Regulation10 min readPublished 2026-02-02Updated 2026-02-03
EU AI Act for Financial Agents: Compliance Playbook
High-risk AI systems must document controls, ensure human oversight, and maintain traceable decision logs. Governance infrastructure is the compliance backbone.
Key Takeaways
- •Traceability is mandatory for high-risk AI systems
- •Human oversight is required for material decisions
- •Technical documentation must be exportable on demand
Where financial agents fit in the Act
Agents touching markets or consumer outcomes fall into high-risk categories.
Compliance focuses on transparency, risk mitigation, and accountability.
Traceability requirements
Logs must show what data was used, what policy was applied, and how the output was approved.
Immutable audit trails simplify supervisory review.
Operationalizing oversight
Oversight must be more than alerts. Controls should prevent execution that violates policy.
Audit exports should be available in PDF and machine-readable formats.
References
Francesco Tomatis
CEO & Founder, Kuneo
This article is for informational purposes only and does not constitute legal or financial advice.