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Governance7 min readPublished 2026-02-02Updated 2026-02-03

Human-in-the-Loop Controls for High-Risk Agents

Human oversight is required for high-risk financial decisions. Governance systems must provide approvals, overrides, and audit logs.

Key Takeaways

  • HITL should be enforced at policy-level
  • Approval workflows must be fast and documented
  • Kill-switches are mandatory for high-risk systems

Why HITL is non-negotiable

Regulators want a responsible entity who can halt a system.

HITL preserves accountability and reduces model risk.

Building the workflow

Set thresholds that require approval before execution.

Record who approved, when, and on what basis.

Francesco Tomatis

CEO & Founder, Kuneo

Read our full guide on AI Governance

This article is for informational purposes only and does not constitute legal or financial advice.